What happened to USAePay after the NMI acquisition?

USAePay was acquired by NMI and its payment gateway technology is now integrated into NMI's platform. Your USAePay login credentials remain active and all existing integrations continue to work without interruption.

How do I reset my USAePay login password?

Use the password reset option on the USAePay login page at secure.usaepay.com. Enter your registered email to receive a reset link. For further help contact your ISO or NMI support directly.

USAePay by NMI — Virtual Terminal & Payment Gateway

Q: Where is the USAePay login portal?

The main USAePay login portal is at secure.usaepay.com. The secure version is at secure.usaepay.com. Use your existing merchant credentials to access your USAePay account, virtual terminal, and transaction reports.

Q: Can I upgrade from USAePay to the full NMI platform?

Yes. NMI offers a comprehensive payments platform with 150+ processor connections, merchant management, and mobile payments beyond basic USAePay functionality. Contact NMI to explore upgrade options.

USAePay by NMI is the USAePay payment gateway — virtual terminal, recurring billing, and merchant account, now part of the NMI ecosystem. Merchant usaepay login is at secure.usaepay.com.

USAePay login portal for merchants and partners. Access your USAePay account, virtual terminal, and payment gateway settings — now powered by NMI.

USAePay Login Contact NMI

USAePay Login Portals

Choose the right USAePay login for your account type

Merchant usaepay login

Access the USAePay merchant login portal to manage transactions, view reports, and configure your payment gateway settings.

Merchant Login

Secure usaepay login

Secure access to your USAePay virtual terminal. Process payments, manage recurring billing, and handle refunds safely.

Secure Login

Virtual Terminal Login

Log in to the USAePay virtual terminal to manually process credit card transactions from any browser without extra hardware.

Virtual Terminal

About USAePay

USAePay is Now Part of NMI

USAePay has been acquired by NMI, a global leader in embedded payments infrastructure. USAePay's payment gateway technology is fully integrated into NMI's platform — your the USAePay portal credentials remain active.

Existing USAePay merchants and partners continue to access their accounts through the standard the portal. NMI supports all existing USAePay integrations and processing relationships without interruption.

Explore NMI Gateway

$502B+

Annual Payments Volume

1.2M+

Active Merchants

150+

Processor Connections

20+

Years in Payments

USAePay Login — Frequently Asked Questions

Where is USAePay Login page?

The USAePay sign-in page is at secure.usaepay.com. Use your existing merchant credentials to sign in. The secure the USAePay dashboard is also available at secure.usaepay.com for enhanced security access.

What is USAePay and how does it relate to NMI?

USAePay is a payment gateway that was acquired by NMI. Your the USAePay portal still works as before. NMI is a broader embedded payments platform that now powers USAePay's infrastructure, giving merchants access to expanded features.

I forgot my USAePay Login password — what do I do?

Use the password reset option on the portal page at secure.usaepay.com. Enter your registered email address to receive a reset link. If you need further help, contact your ISO or NMI support directly.

How do I access the USAePay virtual terminal?

After USAePay sign-in at secure.usaepay.com, navigate to the Virtual Terminal section in your dashboard. The virtual terminal lets you manually process transactions from any browser without additional hardware or POS equipment.

Can I upgrade from USAePay to the full NMI platform?

Yes. NMI offers a comprehensive embedded payments platform with 150+ processor connections, merchant management, underwriting tools, and mobile payments — far beyond basic the USAePay dashboard functionality. Contact NMI to explore an upgrade.

Need Help with USAePay or NMI?

Our team can help with the platform access, account issues, or upgrading to NMI's full payment platform.

Talk to Our Team

Overview & Key Features

USAePay is a payment gateway acquired by NMI in 2021. Originally established in 1998, USAePay specialized in API-first payment processing for developers and ISO-distributed merchants. The platform now operates within the NMI ecosystem with shared infrastructure but a separate sign-in portal at secure.usaepay.com, distinct from the main NMI Gateway (secure.nmi.com).

Developer-First API: REST and SOAP APIs designed for direct integration — SDK libraries in PHP, .NET, Java, Python, Ruby, and Node.js.
Virtual Terminal: Web-based virtual terminal for manual card-not-present transaction entry. No additional licensing required.
Recurring Billing Engine: Subscription management with flexible billing cycles, trial periods, prorations, and automatic retries on failed charges.
Customer Vault: Tokenized payment method storage for repeat customers and recurring billing — reduces merchant PCI scope.
Hosted Checkout Pages: PCI-scope-reducing hosted payment pages — checkout runs on USAePay infrastructure with custom branding.
Bluetooth Card Readers: Mobile EMV readers pair with USAePay iOS and Android apps for in-field card acceptance.
QuickBooks Integration: Direct integration with QuickBooks for accounting reconciliation — payments sync to QB ledger automatically.
NMI Ecosystem Access: Post-acquisition USAePay merchants can access broader NMI features including ScanX risk monitoring and Merchant Central CRM tooling.