NMI

White Label Payment Gateway

NMI white label payment gateway lets ISOs, SaaS platforms, and banks offer branded payment processing. Fully customizable, scalable, white-label ready.

The NMI payment gateway powers $502B+ in annual transactions for 6,000+ channel partners worldwide. White-label, scalable, and built for ISOs, SaaS platforms and banks.

$502B+

Annual Volume

6,000+

Partners

150+

Processors

Talk to Sales Gateway Pricing

NMI Payment Gateway Features

Everything you need to process payments at scale

White Label

Offer the NMI payment gateway under your own brand. Full white-label customisation for ISOs and software platforms — your brand, NMI infrastructure.

150+ Processors

The platform connects to 150+ processors globally. Route transactions intelligently to optimise costs, approval rates, and reliability.

Omnichannel

Accept payments in-person, online, mobile and unattended through one the platform integration. Every channel, one platform.

PCI DSS Level 1

The platform is PCI DSS Level 1 certified — the highest security standard. Tokenisation and end-to-end encryption built in.

Recurring Billing

Manage subscriptions and recurring payments through the platform. Automatic card updater keeps billing details current.

Extensions Marketplace

Add value-added services through the white-label gateway marketplace — invoicing, text-to-pay, fraud tools, and more from trusted partners.

white-label gateway — FAQ

NMI white-label means merchants see the reseller brand while NMI runs infrastructure, certifications, and compliance underneath.

What is the white-label gateway?

The white-label gateway is a white-label, full-featured payment processing platform used by 6,000+ channel partners to accept payments across every channel. It processes $502B+ in annual transactions and supports 150+ processor connections globally.

How does white-label gateway pricing work?

white-label gateway pricing is customised to your business model. ISOs, software platforms and banks have different pricing structures based on volume, features, and processor connections. Contact NMI directly to get a tailored pricing proposal.

Can I white-label the white-label gateway?

Yes. The white-label gateway is fully white-label. ISOs and software companies can brand the entire gateway experience — hosted payment pages, customer emails, and merchant dashboards — under their own name and logo.

How do I integrate the white-label gateway?

white-label gateway integration is available via RESTful APIs, SDKs for iOS, Android and web platforms, and pre-built connectors for popular ecommerce platforms including Shopify. Access NMI's developer sandbox at guide.nmi.com to start building.

Start with the white-label gateway

Talk to our team about white-label gateway pricing and integration options for your business.

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Overview & Key Features

A white label payment gateway lets ISOs, SaaS platforms, and banks resell payment processing under their own brand without building infrastructure. NMI is one of the largest white-label gateways in North America — partners apply their own brand to the gateway portal, statements, and merchant-facing interfaces while NMI runs the platform, certifications, and processor relationships invisibly.

  • Full Brand Control: Reseller logo, name, domain, and colors appear on the gateway portal, statements, email notifications, and merchant-facing pages.
  • PCI Scope Inheritance: Merchants inherit NMI infrastructure-level PCI DSS Level 1 compliance — reseller does not need its own PCI certification for the gateway layer.
  • 150+ Processor Choice: Resellers offer merchants any of 150+ pre-integrated processors — flexibility without writing custom integrations.
  • Residual Revenue Share: White-label resellers earn recurring commission on processing volume — monthly residual statements with per-merchant breakdowns.
  • Merchant Onboarding Tools: ScanX automated underwriting plus Merchant Central CRM included with the white-label program — full operational tooling.
  • Multi-Channel Out of Box: White-labeled gateway supports ecommerce, in-person, mobile, and unattended channels with no additional integration work.
  • 300+ EMV Devices: Reseller offers merchants any of 300+ EMV-certified terminals — hardware procurement and certification handled by NMI.
  • Co-Brand Option: Resellers can choose pure white-label (no NMI mention) or co-brand mode ("Powered by NMI") depending on positioning preference.