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Whitepapers

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The Four Journeys of Software Payments Monetization The Four Journeys of Software Payments Monetization How do you unlock the full potential of your platform? By owning the payments experience from start to finish. Embedded payments are more than a product feature — they’re a path to growth. But to monetize payments successfully, software-as-a-service (SaaS) platforms need to navigate four essential merchant journeys: Onboarding Payment acceptance Payout Account management This whitepaper explores each journey in depth, so you can better understand how they shape the user experien... Read More
Build vs. Buy: Core Considerations for Sourcing Your Payments Systems Build vs. Buy: Core Considerations for Sourcing Your Payments Systems Today’s merchants expect smooth sign-up experiences, robust tools and payments that work in any situation. For independent sales firms (ISOs) and software-as-a-service (SaaS) providers offering payments, that means going beyond basic processing to deliver full-service merchant solutions. But when it comes to the tech stack that makes that possible — gateways, onboarding systems, customer relationship management tools, and underwriting solutions — most providers face one crucial q... Read More
Modernizing Merchant Management: How 3 Companies Scaled Smarter With NMI Modernizing Merchant Management: How 3 Companies Scaled Smarter With NMI Merchant onboarding, underwriting and relationship management are core to every payment provider’s success. Unfortunately, most out-of-the-box solutions aren’t built for the complexities of payments, making merchant management unnecessarily time-consuming and inefficient. In this whitepaper, we explore how three firms — ISVPay, 247Payments and Everyware — modernized their merchant operations by embracing automation, consolidating tools and optimizing approvals. While each company too... Read More
Guide to Network Tokenization for Safer, Smarter and Faster Payments Guide to Network Tokenization for Safer, Smarter and Faster Payments Failed payments, fraud and outdated card data are more than annoyances — they’re revenue killers. Failed transactions cost the global economy over $118 billion each year, and 35% of cardholders say they’ll abandon a purchase after just one decline. To combat these challenges, payment professionals are turning to network tokenization — a smarter, safer way to store and process payment credentials. Network tokens (issued by major card brands like Visa and Mastercard) update automatically, prot... Read More
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