Fintech Trends & Insights

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Explore NMI’s blog for insights on payment industry trends, modern tech, merchant management, and operational best practices. Stay informed on payments!

NMI’s perspective on payments industry trends, modern tech solutions, merchant management and operational best practices. 

Person uses phone to make a recurring payment Embedded Payments Better SaaS Payments with Recurring Apple Pay and Google Pay Subscriptions By Lisa Lloyd Recurring payments are woven into our everyday life. Streaming platforms renew in the background. Fitness apps bill each month. Cloud software keeps teams running. Utility providers, meal kits, accounting platforms, parking apps, even gaming subscriptions all rely on recurring billing that works without interruption. When everything runs smoothly, nobody thinks about the payment at all. And that’s exactly the point. For companies built on subscriptions, payment performance is not just a bac... Read More
Offering Your Merchants Better Ways To Process HSA and FSA Transactions Offering Your Merchants Better Ways To Process HSA and FSA Transactions By Lisa Lloyd Health savings accounts (HSAs) are special tax-advantaged savings accounts that allow U.S. taxpayers to pay for eligible health expenses with pre-tax dollars. And with the costs of daily life increasing, it’s no surprise that consumer adoption of HSAs is also on the rise. According to Morningstar, total HSA assets hit $146 billion in 2024, and up to four million new accounts could come online as a result of 2025’s “Big Beautiful Bill.” Along with the flexible spending account (FSA), the grow... Read More
A decorator smiles as he hands over his ipad to allow the customer to pay. She smiles back. Online Payments For SaaS Companies, Payments are Now a Strategic Imperative By Peter Galvin For years, payments was a capability that SaaS companies didn’t give much thought to. It was a nice-to-have feature that was bolted-on and integrated a bit roughly – just a box to check. Today, that mindset is outdated. Embedded payments have become a core part of how SaaS platforms compete, grow and retain customers. It’s become a strategically important function that, in some cases, can even become a SaaS platform’s primary revenue generator.  If you’re building B2B SaaS, it’s time to star... Read More
Millennial parents look at a jumper in a store. The man has a young child in his arms In-person Payments Millennial Parents Demand Frictionless Checkouts By Peter Galvin Millennials are entering their peak earning and spending years — and as more Millennials begin to start families, their influence as consumers continues to grow. To help your merchants meet their expectations, it’s crucial to understand how this demographic prefers to shop and pay. That’s why we conducted a survey in late 2025, of 1,000 Millennial parents across the U.S. to ask about their holiday shopping plans, payment preferences (online and in-store) and more. Let’s take a look at some o... Read More
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